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Scale With Your City.
Partner With Cubrin.

Join Nigeria's fastest-growing hyperlocal social commerce and delivery ecosystem. We provide the digital infrastructure; you capture the community.

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Escrow-Backed Ledger High-Density Routing Closed-Loop Security
Partnership Tracks

Built for Every Player in the Ecosystem

Two distinct tracks designed to unlock value across logistics and embedded finance.

For Logistics Providers

Tap into dense delivery corridors with guaranteed order volume and optimized routing.

  • High-density, high-frequency routing across student campuses
  • Concentrated urban hub coverage for maximum efficiency
  • Predictable batch deliveries with escrow-guaranteed payouts

For Digital Lenders & Micro-Credit

Power the "Eat Now, Pay Later" revolution with zero-CAC borrower acquisition.

  • Access to a verified youth demographic
  • Closed-loop escrow eliminates fund diversion fraud entirely
Learn more about ENPL
ENPL Spotlight

Eat Now,
Pay Later

Our flagship micro-credit integration lets loan partners access a verified youth demographic at zero customer acquisition cost. Every naira flows through our closed-loop escrow system — fund diversion fraud is mathematically impossible.

Zero-CAC Access

Acquire pre-verified borrowers organically through our platform with no marketing spend.

Closed-Loop Escrow

Funds never leave our system until settlement conditions are met. Diversion is structurally impossible.

Verified Youth Demo

Tap into a high-intent, digitally native demographic with transparent repayment data.

Explore ENPL Partnership

Institutional Backing

Cubrin is engineered and powered by

AREMU-INTERNATIONAL LIMITED

AREMU-INTERNATIONAL LIMITED

RC: 8939169
Fully Incorporated
Capital Security for Escrow
Strict Corporate Governance
Investor FAQ

Questions Investors Ask Us

Quick answers on our business model, unit economics, and growth strategy.

What is Cubrin's business model?
Cubrin is a hyperlocal social commerce platform connecting local vendors with nearby customers across food, fashion, beauty, and gadgets. Revenue comes from a 2% flat transaction fee on sales, plus embedded finance partnerships through our ENPL (Eat Now, Pay Later) micro-credit integration.
What is ENPL and why does it matter to investors?
ENPL (Eat Now, Pay Later) is Cubrin's flagship micro-credit integration that gives loan partners access to a verified youth demographic at zero customer acquisition cost. Every naira flows through our closed-loop escrow system, making fund diversion fraud mathematically impossible.
How does Cubrin make money?
Cubrin earns from a 2% transaction fee on every sale, plus revenue-sharing from BNPL partners, delivery partners, and premium merchant features. All payments are escrow-backed — vendors always get paid, and Cubrin captures value from every transaction.
What makes Cubrin different from other Nigerian commerce platforms?
Cubrin is built specifically for high-density urban corridors and student campuses — not generic nationwide e-commerce. This concentration enables higher order frequency, lower delivery cost per drop, and a natural fit for micro-credit because we know the borrower and their spending pattern from day one.
Investor Relations

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